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The Final Paper should demonstrate a basic understanding of ethics in real estate, legal aspects of real estate, financial aspects of real estate, real estate and the economy, and the real estate valuation process. This essay should demonstrate your understanding of the course concepts as well as the implications of new knowledge of real estate principles. The focus of the Final Paper requires that you synthesize your learning and reflection in the context of the course outcomes.Focus of the Final PaperSubmit an eight- to ten- page paper (not including the title and reference pages) on one of the topics below. You must integrate readings, class discussions, work/life experiences, and what you have learned about real estate principles.Subprime LendingAppraisal IndustryMortgage IndustryLand Use in the United StatesEminent DomainProperty Tax and the Real Estate MarketForeclosures and the Real Estate MarketGovernment Mortgage Programs (Fannie Mae; Freddie Mac; FHA; VA)Insurance and the Real Estate MarketMortgage BankersMortgage BrokersReal Estate Agent/BrokersBuilding IndustryHome Mortgage LendingMortgage Backed SecuritiesREIT (Real Estate Investment Trusts)Taxes and Real EstateReal Estate Developers and the Real Estate MarketThe paper must address each of the following and its impact on your chosen topic:Describe the importance of ethics in real estate.Discuss legal analysis in real estate including property rights.Explain the financial aspects of real estate.Evaluate real estate market dynamics.Discuss the real estate valuation process. ResearchStudents must incorporate at least five scholarly sources; two sources must be journals in addition to the text. Students should consider using the websites that are listed as recommended reading for this course as well as other credible sources from the Ashford University’s Library databases that may support their writing.Writing the Final PaperThe Final Paper:Must be eight to ten double-spaced pages in length (not including the title and reference pages), and formatted according to APA style as outlined in the Ashford Writing Center.Must include a title page with the following:Title of paperStudent’s nameCourse name and numberInstructor’s nameDate submittedMust begin with an introductory paragraph that has a succinct thesis statement.Must address the topic of the paper with critical thought.Must end with a conclusion that reaffirms your thesis.Must use at least five scholarly sources; two sources must be journals in addition to the text.Must document all sources in APA style, as outlined in the Ashford Writing Center.Must include a separate reference page, formatted according to APA style as outlined in the Ashford Writing Center. Rubic escribes The Importance of Ethics in Real EstateTotal: 4.00Distinguished – Offers a detailed description of the importance of ethics in real estate and its impact on the chosen topic. Effectively applies vocabulary and course concepts from the text and/or additional scholarly sources.Proficient – Offers a description of the importance of ethics in real estate and its impact on the chosen topic. Applies vocabulary and course concepts from the text and/or additional scholarly sources, but minor details are missing.Basic – Offers a general description of the importance of ethics in real estate and its impact on the chosen topic. Somewhat applies vocabulary and course concepts from the text and/or additional scholarly sources and relevant details are missing.Below Expectations – Offers an incomplete description of the ethics of real estate and its impact on the chosen topic. Does not apply vocabulary and course concepts from the text and/or additional scholarly sources, and significant details are missing.Non-Performance – The description of the importance of ethics in real estate is either nonexistent or lacks the components described in the assignment instructions. Discusses Legal Analysis in Real Estate Including Property RightsTotal: 4.00Distinguished – Offers a comprehensive discussion of legal analysis in real estate including property rights and its impact on the chosen topic. Expertly utilizes strong, relevant examples from the readings, class discussions, and/or work/life experiences.Proficient – Offers a discussion of legal analysis in real estate including property rights and its impact on the chosen topic. Sufficiently utilizes relevant examples from the readings, class discussions, and/or work/life experiences, but the discussion is slightly underdeveloped.Basic – Offers a limited discussion of legal analysis in real estate including property rights and its impact on the chosen topic. Utilizes somewhat relevant examples from the readings, class discussions, and/or work/life experiences and the discussion is underdeveloped.Below Expectations – Attempts to discuss of legal analysis in real estate including property rights and its impact on the chosen topic; however, relevant examples from the readings, class discussions, and/or work/life experiences are not utilized, and the discussion is severely underdeveloped.Non-Performance – The discussion of legal analysis in real estate including property rights is either nonexistent or lacks the components described in the assignment instructions. Explains the Financial Aspects of Real EstateTotal: 4.00Distinguished – Thoroughly explains the financial aspects of real estate and its impact on the chosen topic. Effectively applies vocabulary and course concepts from the text and/or additional scholarly sources.Proficient – Explains the financial aspects of real estate and its impact on the chosen topic. Applies vocabulary and course concepts from the text and/or additional scholarly sources, but minor details are missing.Basic – Partially explains the financial aspects of real estate and its impact on the chosen topic. Somewhat applies vocabulary and course concepts from the text and/or additional scholarly sources and relevant details are missing.Below Expectations – Attempts to explain the financial aspect of real estate and its impact on the chosen topic; however, vocabulary and course concepts from the text and/or additional scholarly sources are not applied and significant details are missing.Non-Performance – The explanation of the financial aspects of real estate is either nonexistent or lacks the components described in the assignment instructions. Evaluates Real Estate Market DynamicsTotal: 4.00Distinguished – Comprehensively evaluates real estate market dynamics and its impact on the chosen topic. The evaluation is supported with specific details and relevant evidence.Proficient – Evaluates the real estate market dynamics and its impact on the chosen topic. The evaluation is supported with details and evidence.Basic – Partially evaluates real estate market dynamics and its impact on the chosen topic. The evaluation is supported with little detail and/or evidence.Below Expectations – Minimally evaluates real estate market dynamics and its impact on the chosen topic. The evaluation is supported with almost no detail and evidence.Non-Performance – The evaluation of real estate market dynamics is either nonexistent or lacks the components described in the assignment instructions. Discusses the Real Estate Valuation ProcessTotal: 4.00Distinguished – Provides a well-structured and highly detailed discussion of the real estate valuation process and its impact on the chosen topic.Proficient – Provides a discussion of the real estate valuation process and its impact on the chosen topic. The discussion is slightly underdeveloped.Basic – Provides a brief discussion of the real estate valuation process and its impact on the chosen topic. The discussion is underdeveloped.Below Expectations – Attempts to provide a discussion of the real estate valuation process and its impact on the chosen topic; however, the discussion is significantly underdeveloped.Non-Performance – The discussion of the real estate valuation process is either nonexistent or lacks the components described in the assignment instructions. Organization: Introduction, Thesis Statement and ConclusionTotal: 4.00Distinguished – The paper is logically organized with a well-written introduction, thesis statement, and conclusion.Proficient – The paper is logically organized with an introduction, thesis statement, and conclusion. One of these requires improvement.Basic – The paper is organized with an introduction, thesis statement, and conclusion. One or more of the introduction, thesis statement, and/or conclusion require improvement.Below Expectations – The paper is loosely organized with an introduction, thesis statement, and conclusion. The introduction, thesis statement, and/or conclusion require much improvement.Non-Performance – The introduction, thesis statement, and conclusion are either nonexistent or lack the components described in the assignment instructions. Critical Thinking: EvidenceTotal: 1.50Distinguished – Employs persuasive information from credible sources to develop an ample analysis or synthesis of the topic. Viewpoints of experts are scrutinized thoroughly.Proficient – Employs applicable information from credible sources to develop an analysis of the topic.Basic – Identifies applicable information from credible sources, but may neglect the application of such information toward the analysis of the topic.Below Expectations – Displays information from external sources, but such information may lack credibility and/or relevance. Neglects the application of such information toward the analysis of the topic.Non-Performance – The assignment is either nonexistent or lacks the components described in the instructions. Reading: Relationship to TextTotal: 1.50Distinguished – Analyzes texts for scholarly significance and pertinence within and across various disciplines, assessing them according to their contributions and consequences.Proficient – Utilizes texts in the context of scholarship to expand a foundation of disciplinary knowledge and to raise and discover significant inquiries.Basic – Employs texts with the intent and expectation of increasing knowledge.Below Expectations – Approaches texts only within the context of assignment.Non-Performance – The assignment is either nonexistent or lacks the components described in the instructions. Written Communication: Control of Syntax and MechanicsTotal: 0.75Distinguished – Displays meticulous comprehension and organization of syntax and mechanics, such as spelling and grammar. Written work contains no errors and is very easy to understand.Proficient – Displays comprehension and organization of syntax and mechanics, such as spelling and grammar. Written work contains only a few minor errors and is mostly easy to understand.Basic – Displays basic comprehension of syntax and mechanics, such as spelling and grammar. Written work contains a few errors which may slightly distract the reader.Below Expectations – Fails to display basic comprehension of syntax or mechanics, such as spelling and grammar. Written work contains major errors which distract the reader.Non-Performance – The assignment is either nonexistent or lacks the components described in the instructions. Written Communication: APA FormattingTotal: 0.75Distinguished – Accurately uses APA formatting consistently throughout the paper, title page, and reference page.Proficient – Exhibits APA formatting throughout the paper. However, layout contains a few minor errors.Basic – Exhibits limited knowledge of APA formatting throughout the paper. However, layout does not meet all APA requirements.Below Expectations – Fails to exhibit basic knowledge of APA formatting. There are frequent errors, making the layout difficult to distinguish as APA.Non-Performance – The assignment is either nonexistent or lacks the components described in the instructions. Written Communication: Page RequirementTotal: 0.75Distinguished – The length of the paper is equivalent to the required number of correctly formatted pages.Proficient – The length of the paper is nearly equivalent to the required number of correctly formatted pages.Basic – The length of the paper is equivalent to at least three quarters of the required number of correctly formatted pages.Below Expectations – The length of the paper is equivalent to at least one half of the required number of correctly formatted pages. Non-Performance – The assignment is either nonexistent or lacks the components described in the instructions. Written Communication: Resource RequirementTotal: 0.75Distinguished – Uses more than the required number of scholarly sources, providing compelling evidence to support ideas. All sources on the reference page are used and cited correctly within the body of the assignment.Proficient – Uses the required number of scholarly sources to support ideas. All sources on the reference page are used and cited correctly within the body of the assignment.Basic – Uses less than the required number of sources to support ideas. Some sources may not be scholarly. Most sources on the reference page are used within the body of the assignment. Citations may not be formatted correctly.Below Expectations – Uses an inadequate number of sources that provide little or no support for ideas. Sources used may not be scholarly. Most sources on the reference page are not used within the body of the assignment. Citations are not formatted correctly.Non-Performance – The assignment is either nonexistent or lacks the components described in the instructions.
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